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Auto insurance is a type of insurance that can be purchased for all types of vehicles including cars, trucks, motorcycles, and other road vehicles. Auto insurance is primarily used to provide the vehicle owner with financial protection from physical damage as well as bodily injury from traffic accidents. Auto insurance is also used to protect against liability that might arise from such a collision. Each state and region have specific terms that relate to vehicle insurance and legal regulations. Auto insurance or vehicle insurance might also offer financial protection against the theft of a vehicle, and sometimes damage to the vehicle sustained from things other than an traffic accident.
Homeowners insurance will compensate the homeowner for losses to your possessions inside your home and to your home itself. A homeowners policy will provide added security to what is most likely your biggest investment. If someone is injured on your property and you are legally liable for their injuries, homeowners insurance will protect you as the homeowner. You will also be protected from financial losses caused by a fire, theft, storms and any other event that is listed in your policy.
For renters, having insurance to protect yourself and your possessions might be one of the most important things you can have. Renters insurance is much like homeowners insurance as it protects you from things such as theft, fire, water damage and other unfortunate situations your landlord’s policy will not cover you on.